Money & Finance
Smart spending tips for spring home improvements
(BPT) - Spring home improvement season is on the way, and if you’re like most homeowners you have a list of jobs you want to accomplish. Some will be small, economical do-it-yourself projects. Others may require the services of a professional and a greater monetary investment. However you accomplish your home improvemen...
Tips for avoiding costly errors on your tax return
(BPT) - Making mistakes is one of Americans’ biggest fears at tax time. A single error can delay the processing of your return or even cause it to be rejected by the IRS. If that happens and you’re entitled to a refund, get ready to wait. Today’s sophisticated tax preparation products make doing your own taxes perfect ...
Don't let these myths rain on your retirement party
(BPT) - Do you dream of the day you can retire, but aren't sure how to get there? You're not alone. Many people find it easier to avoid reality when it comes to planning for retirement. "That can lead to big mistakes in their retirement income planning ," says Zachary Gipson, vice president of retirement and wealth planning at USAA. Here's a look at five common myths that could derail your expectations for income when you retire. Myth 1: You won't be around long enough to go through your...
Tips for a bigger tax refund
(BPT) - If you typically dread income tax time, remember this: Three out of four taxpayers receive a federal refund, and the average direct-deposited refund last year was $2,923. You have almost as many tax savings opportunities as last year, thanks to the fiscal cliff-averting tax changes passed in early January. In a...
Grow your tax refund with savings bonds
(BPT) - Expecting a tax refund this tax season? If so, you may be interested in a convenient savings option offered by the U.S. Department of the Treasury. Taxpayers may buy paper Series I Savings Bonds, in amounts ranging from $50 to $5,000, with their annual tax refund by completing the “Allocation of Refund (Includin...
Save a bundle by bundling insurance
(BPT) - Bundling insurance products with one company – and scoring cheaper premiums as a reward – isn’t a new concept. But, according to a recent study by J.D. Power and Associates, not only is bundling still popular among consumers, it also results in higher customer satisfaction. The study found that nearly 60 percen...
How to do your federal taxes for free
Going to college; getting your first job; moving into your own place. To these rites of passage, add one more: doing your own taxes. And, it doesn’t have to be scary. There is actually a simple way to do your taxes that can help save you time and money. Free File — available at IRS.gov — lets you choose brand-name tax software that does the hard work for you, all for free. The IRS has a partnership with the Free File Alliance, a coalition of leading tax software companies. About 3 million...
Dogged by pricey pet care? Cost-cutting tips for pet owners
(BPT) - These days, everyone is searching for ways to save money and stretch budgets. Consumer experts advise people to sniff out deeper discounts, saving opportunities and additional ways to cut costs. For pet owners, it can feel challenging to cut costs without compromising on care. Being vigilant is key, according t...